The best mortgage lender in Ohio is one with deep expertise, 20+ years of real estate and legal experience, strong knowledge of real estate and mortgage lending, and a trusted local network. Instead of searching for a name, focus on proven results and community connections—because that’s what will help when it comes to applying for a mortgage.

What to Look for in an Ohio Mortgage Lender

• Mortgage Knowledge – Knows about the variety of mortgage and refinance loan products.
• Experience – Paul Sian has 20+ years legal and real estate experience.
• Track Record – Reviews, testimonials, and experience matter more than flashy ads.
• Communication: Quick response times and clear updates make all the difference.

What Does a Mortgage Lender Actually Do for a Borrower?

• Provide borrowers with information on different loan products and how to qualify for them.
• Connect you with other real estate professionals to assist with the home buying process.
• Assist homeowners with refinance options that can help save money.
• Communicate with borrowers during important steps of the borrowing process in order to ensure a timely closing.
• Prepare pre-approval letters for home buyers that will result in them being able to buy a home.

Common Mistakes When Picking a Mortgage Lender

• Picking just any mortgage lender without considering what they can offer to you, or picking a lender because you bank with them.
• Focusing only on the lowest advertised interest rate versus the best monthly payment possible.
• Only talking with one mortgage lender.
• Thinking the lender offering a “no cost” mortgage will be a better deal.

Frequently Asked Questions

What credit score is needed to qualify for a mortgage?

Most loans require a minimum credit score of 620, though options vary based on loan type.

What types of mortgage loans do you offer?

We provide a variety of loan options including fixed-rate, adjustable-rate conventional loans and FHA, VA, USDA loans to meet your needs.

How long does the mortgage approval process take?

Typically, approvals take 30 to 45 days (starting from offer to closing), depending on documentation and loan complexity.

Looking to connect with an Ohio expert mortgage lender who checks all these boxes? Reach out today for a no-pressure conversation about your goals and how to make your next move seamless.